When money is scarce, good advice is often expensive. The sheer volume of credit that comes with it literally slaps most consumers into finding the right product to finance. They have a manageable, well-structured portfolio of products for such cases. This allows you, for example, to make purchases that you would otherwise be unable to raise financially at the moment, or replace expensive current loans. The instant loans Metabank you can find the right solution for your financial problem.
- Metabank is one of the three largest private banks in Germany.
- Installment loans, auto loans and residential loans are available for immediate payment.
- The framework loan is the most flexible offer.
- Favorable conditions and no additional costs guaranteed
your dream car and above all, you need the necessary money. Depending on the desired vehicle that can even be a lot of money. Usually car purchases are therefore financed by credit. The Metabank supports car buyers and leaves their customers the car letter next to the car.
Any vehicle can be financed, whether used cars, new cars or even classic cars. There is no down payment, a graduation rate is also not required. The loan amount is variable and can be between 5,000 and 50,000 euros. The repayment is made in fixed monthly installments, which result from the loan amount and the number of installments and which can be influenced by the borrower. Repayment must be made in at least 24 months and not more than 84 months. The interest rates are identical for all car borrowers and amount to 2.85 percent bound borrowing rate per year, the effective annual interest rate is 2.89 percent.
Even with the car loan of Metabank there are no additional costs. The special reimbursements provided by other banks with fees are free of charge at the Metabank for the customer and possible at any time. As a borrower, you are by no means “trapped” in a current loan, even though you are long since liquid. The car loan from Metabank was tested on behalf of the magazine “Euro” and rated best in comparison with nine other car dealers.
The car loan:
- Loan amount between 5,000 euros and 50,000 euros
- Refundable in 24 to 84 monthly installments
- No deposit and no increased final installment
- Effective annual interest rate of 2.89 percent
- Car and car letter remain with the borrower,
We are talking about Metabank Wohnkredit, which unlike many other real estate loans does not require an expensive land register entry.
As with car loans, the loan amount can be chosen between 5,000 and 50,000 euros and must be repaid within a maximum of 84 months and at least 24 months. In the absence of the vehicle as collateral behind the loan, the mortgage interest rate is slightly higher. It is 2.85 percent as a borrowing rate and has an effective annual interest rate of 2.89 percent. As with all Metabank instant loans, the costs are listed exhaustively. Other costs such as for special repayments, there are no housing loan. The payment date can be freely chosen by the borrower. If desired, credit protection can be agreed between the consumer and the bank.
The loan can be released immediately after conclusion of the contract and is to be used for all renovation costs and modernization measures on the property. Apart from the interest rate, the conditions are the same as for the Metabank car loan.
Metabank installment loan. The installment loan is a type of collection product for those who can not find a more specific product. The loan amount may again be freely chosen between 5,000 and 50,000 euros, the repayment period, however, may even be only 12 monthly installments. The maximum number of installments is 84 monthly installments, as with any other Metabank instant loan.
Additional costs are also not charged for the installment loan. Only the interest rate is slightly higher, the fixed borrowing rate is 3.72 percent per year and has an effective annual interest rate of 3.79 percent. However, the credit can be used for any purpose.
Thus, the installment loan of Metabank is a good way to offset existing debt. If you have a much too expensive, old, current loan, you can easily replace it with the cheaper Metabank installment loan up to the amount of 50,000 euros. Reposting is rarely as easy as with this product. But it does not have to be a rescheduling, even long-awaited purchases or a holiday can be easily financed through the Metabank installment loan. The installment loan was recently rated as “good” by Stiftung Warentest with a grade of 1.9.
The installment loan at a glance:
- With 3.79 percent APR slightly more expensive than car and home loans, but intended for free disposal
- Loan amounts between 5,000 and 50,000 euros possible
- Repay within 12 to 84 months in monthly installments
- As with all instant loans, there are no additional costs
- Special repayments are possible at any time free of charge